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HOW EASY IS IT TO APPLY?

Very easy! Our online application only requires basic information, and you can receive an approval in as little one business day.

HOW MUCH WILL I BE APPROVED FOR?

Depending on your application details, you could be approved for $300-$1500.

WHAT TYPE OF FINANCING IS OFFERED?

Pace Flex provides access to buy now, pay later closed-end consumer lease agreements.

WHAT IS A BUY NOW PAY LATER CLOSED-END CONSUMER LEASE AGREEMENT?

A Buy now, pay later closed-end consumer lease agreement, allows you to make 24 or less payments with the option to pay off the lease at any time.

WHAT MAKES THIS DIFFERENT THAN THE OTHER GUYS?

You’re never locked in, pay off your balance anytime during the agreement with no penalties. When your balance reaches zero you can use your approved credit again and again!  No need to re-apply.

WHEN WILL MY ORDER SHIP?

Please see your retailer’s policies for shipping times and tracking information.

IF I PAY ON TIME AND IN FULL, CAN I REQUEST ADDITIONAL FUNDS FOR MY NEXT PURCHASE?

Absolutely! Request a credit limit increase anytime after your initial purchase has been paid in full.

WHAT IF I NEED TO RETURN MY PURCHASE?

If you need to make a return, please reach out to the retailer you purchased from to determine their return policy.

HOW LONG IS MY APPROVAL GOOD FOR?

Your approval is honored until you tell us you want to close the account, or if your account goes dormant.

HOW OFTEN ARE PAYMENTS DUE?

Payments are due once a month at minimum. You can pay more often if you choose, but this is not required. Please see your dashboard for payment date details.

WHAT WILL THE MINMUM PAYMENTS BE?

Minimum payments start at $25.

HOW MUCH INTEREST WILL I PAY?

We charge 3% per month based on the average daily balance of your account. Pay off at any time with no penalties.

HOW LONG IS THE LEASE?

24 months (or less.) Pay off any time with no penalties! 

WHAT ARE YOUR MIMIMUM CREDIT REQUIREMENTS FOR LEASING?

Minimum FICO score of 620
No charge-offs
Max of 2 accounts past due 30 days
No accounts past due 60 or 90 days

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