Depending on your application details, you could be approved for $300-$1500.

Pace Flex provides access to buy now, pay later closed-end consumer lease agreements.

A Buy now, pay later closed-end consumer lease agreement, allows you to make 24 or less payments with the option to pay off the lease at any time.

You’re never locked in, pay off your balance anytime during the agreement with no penalties. When your balance reaches zero you can use your approved credit again and again!  No need to re-apply.

Please see your retailer’s policies for shipping times and tracking information.

Absolutely! Request a credit limit increase anytime after your initial purchase has been paid in full.

If you need to make a return, please reach out to the retailer you purchased from to determine their return policy.

Your approval is honored until you tell us you want to close the account, or if your account goes dormant.

Payments are due once a month at minimum. You can pay more often if you choose, but this is not required. Please see your dashboard for payment date details.

Minimum payments start at $25.

We charge 3% per month based on the average daily balance of your account. Pay off at any time with no penalties.

24 months (or less.) Pay off any time with no penalties! 

Minimum FICO score of 620
No charge-offs
Max of 2 accounts past due 30 days
No accounts past due 60 or 90 days